Board of Directors

ABOUT

Vishwas Co-op. Bank Ltd., Nashik was founded by Shri. Vishwas Jaydev Thakur at the age of 27 and has been working as the President since its inception till now i.e. for the last 25 years. He has worked tirelessly to take the bank forward. His career of last 15 years has been significant as former working Executive Chairman and current Chairman of Maharashtra State Co-op. Banks' Association Ltd., Mumbai. Also, as the former working president and current president of Nashik District Urban Co-operative Banks Association, his role is significant in earning the reputation of the association through many scholarly activities arranged by him. Under his leadership, an unprecedented state-level civic cooperative council was held in Nashik in 2011. Now, in December 2023 i.e. after a lot of penance, such a conference is going to be held in Nashik once again. Vishwas Thakur has served as a member on several committees of the Central and State Governments including Sukhthankar Committee of the Department of Cooperatives, Core Group for Self Promotion and Development of Self Help Groups, Study Group of Cooperative Banking Sector, Vicharmunch Committee of Yashda Pune, Department of Agriculture and Cooperatives, International Cooperatives, Government of India. He has worked on various committees like Non-Governmental Member on High Level Committee, Co-operatives, Marketing and Textiles Department, Banking Regulation Act 1949 Amendment of Government of Maharashtra. National Federation of Urban Co-op. Banks and Credit Societies Ltd. (NAFCB), New Delhi on the institution of Hon. He has worked as a director as a representative of the Union Minister of Agriculture and Cooperatives.

ABOUT

He has earned a reputation as a Director for the last 27 years and Vice-Chairman for seven years in Yavatmal District Central Co-operative Bank, Yavatmal. He is actively involved in cooperative activities as a Vice-Chairman of Maharashtra State Co-op. Banks' Association. He has deep knowledge of cooperative issues. That is why he was appointed on the committees of the central and state governments of Maharashtra State Educational Advisory Committee, Maharashtra State Accreditation Committee etc. He does social work with passion. In it, he is carrying out various religious activities as the Vice President of the committees for table tennis players and also as the President of Devasthan Ghuikhed. He is working as a Chairman of Maharashtra State Housing Finance Corporation Mumbai and Maharashtra State Educational Institution Corporation as Vice Chairman.

ABOUT

He has been the Director of Jalgaon District Central Co-operative Bank Ltd. for 20 years and held the post of Vice-Chairman for 2 years. He has held the charge of Minister of State for Transport, Agriculture, Dairy Development, Animal Husbandry, Water Conservation, Employment, Self-Employment in the Cabinet of Maharashtra State. Also, he is famous in the social, cultural and educational fields of Jalgaon. As the President of Sri Krishna Educational and Cultural Board, the organization works to provide educational institutions, hospitals, medical facilities. At the organizational level he is trying to solve the hurdles of Central District Co-operative Banking Sector. Central co-operative banks are the lifeline for the benefit of farmers and common customers. He has helped many people with this saying. He has provided education facility to many needy children through educational institutions and brightened their future. Co-operative societies are useful in providing credit to the common people to solve the problems of the people through social causes.

ABOUT

Sundarlal Sawji Urban Co-op. Bank Ltd., Jintur, Dist. Parbhani has been working as a director of this bank for 30 years. In it, he has achieved a world-class achievement by excellent management for 20 years as the President. Working as Director on Maharashtra State Co-operative Banks' Association. He has also served as Chairman. He has implemented many innovative schemes for customers and members through the bank. He was appointed as Taluka Home Guard Commander of Maharashtra State Home Department. Also, along with cooperation, they are working in the social sector as well. He is the founder president of Gram Vikas Sanstha for 30 years and he is the chairman of the committee that provides scholarships to tribal children through Sundarlal Sawaji Trust for the last 30 years. He has been honored with Vanashree Award for Tree Plantation by Maharashtra State Forest Department, Jintur Bhushan Award, Vasantdada Patil Award for Best Bank in Marathwada by Bank Association, Banko Award, Frontier Award for Best NPA Management by Maharashtra State Forest Department for cooperation and social work.

ABOUT

He has been working as a Director in Pune District Central Cooperative Bank Limited, Pune for last 16 years. Successfully completed 5 years and 6 months tenure as Chairman. Along with the work in the cooperative sector, his work in the educational and social sectors is remarkable, in which he is a member of the Savitribai Phule Pune University Board of Studies, Banking and Insurance, Ryat Education Institute, Satara West Regional Advisory Committee Member, Waghere College, Saswad Member, College Development Committee, Sadhana Youth Foundation Vice President Purandar etc. including institutions. Mr. Durgade has been honored with Manibhai Desai Trust, Urulikanchan Adarsh Shikshak Award, Navdisha Foundation, Valhe's Adarsh Shikhakar Award, Sharad Bhushan Award from Pune District Primary Teachers Association and Mooknayak Award from Indapur Taluka Journalist Association for his achievements in various fields. He guides that education and co-operative sector are two basic elements of life and should be included in educational activities to develop their awareness. He creates awareness about financial literacy at the college level

ABOUT

He has been working in the field of education and also in the field of co-operation as a scholarly personality, Prof. Sanjay Bhende is known. He has a personality that insists on adopting new concepts in the management of co-operative sector. Director of Nagpur Nagarik Sahakari Bank for 34 years and 7 years as Chairman and Vice President for 12 years successfully taking the bank to progress. He has worked on many important cooperative organizations. National Federation of Urban Co-op. Banks Credit Society Ltd. (NAFCUB) New Delhi as Director, Maharashtra State Banks Association Working President and Director, Maharashtra State Banks Federation as an expert director has been successful. He was also appointed on various committees of the state and central government. It includes the Bye-law Amendment Committee of Maharashtra Government, Administrator on Maharashtra State Co-operative Bank, Board of Directors of Nagpur District Central Co-operative Bank, Administrator on Nagpur Mahila Co-operative Bank etc. He is also working in social and cultural fields. Maitri Parivar Sanstha President, P. Working as secretary of Bachraj Vyas Smriti Sanstha, Janakalyan Multipurpose Institute, Gajanan Krida Mandal. He has been honored with the Vivekananda Award from Vivekananda Seva Sanstha Nagpur for his work in the social sector

ABOUT

He has been working as Chairman of Gadchiroli District Central Co-operative Bank. He has been working as a director in Maharashtra State Cooperative Banks Association for the last 14 years. He has implemented many cooperative schemes for the people of rural areas. 'Director' of Social Work and Development Society Armory, The Gadchiroli District Transport Cooperative Society 'Director' of Armory, The Gadchiroli District Urban Cooperative Bank Ltd. His work as a member of 'Director', Shetaki Kharedi Vikri Co-operative Society Ltd., Korchi is noteworthy. He has been appointed as a member of Gondwana University, College and University Development Committee of Gadchiroli and Board of Research Committee by the government. In order to increase the participation of the young generation in the cooperatives, he has been advocating through various lectures. For his remarkable work, he has been awarded with 'Sakaal Sanman' by Dainik Sakal Group and 'Lokmat Yuva Next Political Icon Youth of Vidarbha' by Dainik Lokmat Group.

ABOUT

She has been the Director of Ambernath Jaihind Co-op Bank Ltd. for the past eighteen years. While working for the bank, she introduced new types of loans in the bank. Launched 'Amber Sakhi Savings Account' for women. It got a huge response. She has contributed to many awards received by the bank. Her contribution in social and educational sector along with cooperative sector is significant. She has taught extensively as a professor in C.H.M. College, Ulhasnagar. She has also worked there as the Head of the Department of Management Studies. As President, Treasurer of Innerville Club of Ambernath, an international social organization, many important activities have been carried out. In 2016, a tribal school was made a happy school by providing various facilities. Her work in the industrial sector is also commendable and she has done remarkable work as an executive member of Kalyan Ambernath Manufacturing Association. She has been constantly raising awareness about the practical working style and usefulness of urban cooperative banks for women development

ABOUT

He has been working as a Director of Bharti Sahakari Bank Ltd., Pune for the past 8 years and as Chairman for 4 years. He is a Chartered Accountant by profession and his in-depth knowledge in the financial field is used by the bank and the customers. He has valuable contribution in the progress of the bank. He works in the field of education along with cooperatives. He is the Director of Finance and Auditing Department of Bharti University, Pune. Along with cooperation in the social and cultural fields, Mr. Kad's work is remarkable. He actively participates in the cooperative campaign to take the purpose and usefulness of the urban cooperative bank movement to the grassroots level, which fosters the interests of the common man. He is doing counseling to maintain harmony between depositors, banks and borrowers. Also, he guides that the team spirit should increase among the customers as well as the officers and employees who work with absolute spirit for the bank. Continuous changes in the economy are expressed to the masses in simple language and workshops are conducted for the banking staff by Shri. Kad.

ABOUT

Mr. Subhash Joshi has been working for 37 years in the cooperative sector with Karad Urban Co- Op. Bank Ltd., Karad he has worked as Chairman for 6 years, Vice Chairman for 13 years and has implemented many cooperative activities. His appointment on the banking room committee of Sahakar Bharti as well as on the 'Think Tank' committee of the Department of Cooperatives, Government of Maharashtra has proved to be instructive. He was the Ex-Secretary of Dr. D. S. Eram Handicapped Aid Society, Karad and Ex-Chairman of The Karad Urban Social Gratitude Trust, Karad for medical expenses of members. Chairman of National Egg Co-ordination Committee, Miraj Zone, Founder Member of Lions Club of Karad, Ex-Chairman of Board of Education, Municipal Council Karad, He was the Working President of 76th All India Marathi Literary Conference concluded in 2003 at Karad. He was the Welcome President of the 87th All India Marathi Drama Conference which concluded in 2004. Kolhapur's ideal director award for his work in various fields. He was awarded with 'Jeevan Ratna' Award by Dr. Patangrao Kadam Pratishthan, Satara, 'Shri-2011' Award by Business Express, Sangli and 'Sahkar Bhushan' Award by Alumni Association, Tilak High School Karad

ABOUT

Smt. Supriya Jayant Patil

Director-The Maharashtra State Co-op. Banks’ Association Ltd., Mumbai

Alibaug Co-op. Bank. She has been carrying out many important activities for cooperative banking through the post of Bank director. They are constantly striving to reach the various government schemes for women’s development and to provide financial support for business.

As a Directors of Maharashtra State Bank Association as well as of Urban Co-operative Bank Association she has been working to take many activities from social awareness to the people. Her Cooperative work is notable for its charitable and developmental thinking. She has successfully worked on the District Level Committee for Rural Development of Maharashtra Government on multi-legislation, reorganization committee and restructuring committee. Along with this, there is a valuable contribution in social and cultural fields.

She is the President of Raigad District Journalists Association and solves the problems of journalists. As a Director of PNP Education Society, modern concepts in the education system have been inculcated. 'State level Savitri Award' of Vilasrao Deshmukh education broadcaster and multi-purpose organization Buldana for cooperation, social work, Raosaheb Gogte Udyogita award of All India Marathi Press Council, Udyogini award of Udyogini Magazine are the strength of the movement.

Known throughout Maharashtra as a scholarly personality in the field of cooperatives.

ABOUT

Gandhibagh Co-operative Bank Ltd., Nagpur has been working with the bank for the last 40 years and has been serving as the Chairman for the last 15 years. His work on important organizations in the co-operative sector is distinctive. His work on Maharashtra State Banks Association, Civil Co-operative Bank Association etc. can be said to be an example of good working style and also he has had a successful career as a Director for 23 years and as Vice-Chairman for 2 years in Maharashtra State Co-operative Bank Ltd., Mumbai. The Vidarbha Premier Co-op. He has been working on the society for 15 years as president and as director for 30 years. Along with this, he is active in the social, educational and religious fields as well. His work as ex-director of Maharashtra State Co-op Kannumers Federation Ltd., Mumbai, ex-president of Nagpur Urban Cooperative Runalaya Nagpur, ex-senate member of Nagpur University and president of Sant Kejaji Maharaj Devasthan has been a guiding light. He has been honored with National Industry Ratna Award and National Nirman Ratna Award Gold Medal from New Delhi for his work in various fields

ABOUT

The Hasti Co-op. He has been a director of the Bank Ltd. for the past 18 years and a successful career of 10 years as the chairman. Along with cooperation, his work in social, cultural, educational and sports fields has been people-oriented. He is the Director of Hasti Charitable and Chairman of Hasti Public School, Member of Multi-Purpose Cultural Bhavan, Founder President of Lions Club, Dondaicha, President, Vice President, Member of various sports organizations at district level promoting sports. He is a pioneer in the movement for education for all. Through that, they provide classrooms, school supplies for needy children. He strives to organize various activities consistently through Hasti Charitable Trust. They play an important role in providing a platform for talented sportspersons. They organize various activities to improve the quality of students through educational activities and thus the career of students has been given direction. Co-operatives are guiding the new goal strategies in banking. He has a personality with a passion for society

ABOUT

The Devla Merchants Co-op. He has been successfully working as a director of the bank for the last 8 years. Good public relations, problem solving skills are his specialty, that's why his work is significant in the development process of the bank. He is working as a director in Nashik District Urban Co-operative Banks Association and has also done important work as the working president there. Along with cooperation, his work in education, industry, sports, agriculture, spiritual, social fields is remarkable. Founder of Kishore Suryavanshi International School, Shri Saptashringi Niwasini Devi Trust Saptashringi Gad Hon. Trustee, Ex-President of Satara Sainik School Alumni Association, Director (Nivek) of Nashik Industries Welfare Centre, Pro-Devshila Farms, Pro-Devshila Petroleum, Nashik District Cricket Association, Maratha Vidya Prasarak Samaj Nashik, Lions Club of Panchvati Nashik, Builders Association of India is working as a member of other organizations. They are taking initiative and providing proper guidance to provide education and employment opportunities to students in rural areas

ABOUT

Working as Director in Aurangabad District Central Co-operative Bank for last two years. Farmers and common people are always taking a stand to solve their problems. They are maintaining their uniqueness in cooperation and social causes. He has successfully worked in various organizations like Sarpanch, Purchase and Sale Union, Central Co-operative Bank, various Executive Societies. He has set up a movement to solve the problems of farmers in rural areas. He gets good response from all levels. They are also effectively doing the work of inculcating enlightened thinking through cooperation. They are constantly raising their voices to solve the problems of the cooperatives. It strives to provide expert guidance for better management of urban cooperative banks. It has improved the work. As they possess good organizational skills, they take the lead in organizing meetings for directors, creditors, depositors and are always aware of questions.

ABOUT

Mr. Madhusudan Ramdas Patil Director-The Maharashtra State Co-Op. Banks Association Ltd., Mumbai.

Scholar and genius of plastic culture technology along with agriculture subject.

He had made a remarkable contribution to the promotion and spread of adult literacy in the rural areas of Thane District. Appointed as a member in Food Corporation of Maharashtra Government from July-2020 to 2022.

As the Vice Chairman of The Kalyan Janata Cooperative Bank from 2015 to 2021, he has done remarkable work. Currently working in this bank as a director from March-2019. Kalyan Janata Sahakari Bank's remarkable contribution to the Kalyan community and financial assistance to needy individuals and organizations is a matter of pride.

He has made a remarkable contribution as General Secretary of Konkan region of Maharashtra Pradesh Sahkar Bharti. Working as Joint Secretary of Konkan Urban Banks Association, Kalyan.

While working as the Chairman of Mahatma Phule Nagari Cooperative Credit Bank of Ambernath, he has contributed to uplift the lives of many needy people in Ambernath area. Worked as Manager of Jagannath Cooperative Credit Bank, Ambernath, Main Branch, Karwale, Ambernath.

There is also a remarkable contribution in the social field. Contributed to social, religious and charitable work as joint secretary of Vasudhaiva Kutumbakam Adhyatmpeeth and trustee of Shree Shaneshwar Sansthan at Karavale in Thane district.

Known throughout Maharashtra as a scholarly personality in the field of cooperatives.

ABOUT

Markendeya Nagari Co. Bank Ltd., Nanded, has been working as a director for the last 24 years and has been a successful career for 20 years as its chairman. He is recognized as a people-oriented worker in the cooperative due to his good knowledge of banking issues and constant readiness to solve them. While working as Director of Maharashtra State Banks Association, he has provided facilities to urban banks. By combining cooperation and social commitment, they are solving many problems at the grass root level. Along with the collaboration, he has been the President of Padmashali Pratishthan, a charitable organization for 15 years and the Marathwada Vice-President of Akhil Bharatiya Padmashali Sangam, Hyderabad, and the Director of the Educational Institute of Indian Education Broadcasters, Ambajogai (Beed). He is doing important work as the director of the trade association The Cloth Merchants Welfare Association, Nanded. He has an unwavering commitment to the cooperative and social sector

ABOUT

Dr. Punjabrao Deshmukh Urban Co-op. Bank Ltd., Amravati for the last 10 years as Director and 1 year as Vice Chairman and 4 years as Chairman. Along with cooperation, he has worked on the Central Government Committee and has been appointed on the District Vigilance and Control Committee of the Social Justice Department. Guiding the changing policies in the financial sector. Along with cooperation, he has contributed in the field of education, social and sports and he is the secretary of Yuva Shakti Social and Educational Institute. | Secretary of Youth Sports Board and Treasurer of Amravati District Desi Kabaddi Association. He organizes many camps for youth movement for their personality development. In order to increase the participation of rural youth in competitive examinations, they are providing books and organizing guidance lectures. Through the Kabaddi Association, the talented players are provided with substantial help and guidance from the coaches

ABOUT

Mr. Dilip Baburao Chavan Director-The Maharashtra State Co-Op. Banks Association Ltd., Mumbai

His activities in social, educational, co-operative, banking and political fields have left a mark. He first started his career as a counselor in Hingoli Municipal Council in 1991. After being re-elected as a corporator in 1996, he also held the post of vice president. He also held the post of corporator in 2000 and 2005. His efforts for the development of the city as the Mayor of Hingoli in 2005 and 2011 as well as the Deputy Chairman in the Municipal Council in 2016 are certainly a matter of pride.

Started working as a Director in 2001 in a leading organization Maharashtra State Housing Finance Limited, Mumbai. In 2009, he also served as the chairman of this leading organization. Since 2022 he is working as the director of Nagnath Co-operative Bank of Hingoli district.

He made significant contribution in the field of education. Various Dyanmandirs have been established as the president of Dyansagar Shikshan Sansthan in Shastrinagar area of Hingoli. Also, middle and high school and college in Nandapur, as well as Little Flower English School and Smile Face English School in Hingoli town, Hanumannagar, Dyanganga English School, Kanergaon (Naka) are working effectively in the field of education through educational institutions.

He is holding the post Treasurer in Jijamata of Bhandegaon in Hingoli district of the educational institution, which is definitely a new thought.

Known throughout Maharashtra as a scholarly personality in the field of cooperatives.

ABOUT

Shrimant Malojiraje has been working as a Director of Sahakari Bank Ltd., Phaltan for 4 years and has held charge as Vice-Chairman for 3 months. Along with the cooperative sector, they are also involved in various social activities. In it, he has taken the initiative in training about four thousand women in women's self-help groups. Special efforts have been made for financial planning for sugar mills. There is a special interest in adopting participation loan schemes. They regularly organize health check-up camps for women employees in the cooperative sector to create health awareness. Also, he is involved in the organization of sports competitions for banking sector employees. Awarded 'Adishakti Award' as 'Outstanding Banker' by Rama Publications. Through the camps, women are being guided to increase the participation of women in civic cooperative banks, they should get credit through banks and they should start self-employment and become self-reliant. She insists that women should focus more on urban and metropolitan markets and produce quality goods.

ABOUT

Mr. Siddharth T. Kamble

Mr. Siddharth T. Kamble has studied up to Bachelor of Arts (BA) and is currently working as Vice-Chairman, Mumbai District Central Co-operative Bank Limited, Mumbai.

He is a director of Mumbai District Central Co-operative Bank Limited, Mumbai since 1999 and has served as Chairman six times and Vice-Chairman three times in the bank.

Shri Siddharth T. Kamble is currently working as the District President of The Nationalist Congress Party’s South-Central Mumbai.

Shri Siddharth T. Kamble is a director of The Maharashtra State Housing Finance Corporation Limited.

He is the Founder President of M/s. Mumbai District Central Industrial Organizations Federation Limited, Mumbai and he is also the President of Dnyan Vikas Vachanalay (Regd.) and Milind Industrial Co-op. Producer Society Limited, Mumbai.

ABOUT

Hon. Shri. Vinayak Yashwant Tarale Expert Director-The Maharashtra State Co-Op. Banks Association Ltd., Mumbai.

He is known as a genius scholar of economics. At the same time, he had obtained the degree of 'Vidyavachaspati' (Ph.D.) by researching the subject of 'Cooperative Banking'.

He has served as Employee of Maharashtra State Co-operative Bank for a long period from 1977 to 1992 due to notable contribution in banking sector. Joined MSCBA from 1992 to 2005 as a Secretary and 2005 to 2015 he has served as the Chief Executive Officer of The Maharashtra State Co-operative Banks Association with great zeal. It has always taken the initiative in enhancing the reputation of the institution. After that, he has been the expert director of The Maharashtra State Co-operative Banks Association since 2015 till date. In order to benefit the organization. He is also a Director on the Board of Management of Saraswat Co-operative Ltd., Mumbai from December 2021 till now. Reserve Bank of India's SLR Committee for Urban Co-op as an authority figure in this field. Contribution as a member of Banks, Audit Committee of Cooperative Department of Maharashtra Government, Excellent Bank Award Selection Committee of Maharashtra Government is also notable.

Working as member in Committee for Weak District Central Co-operative Banks, District Central Co-operative Bank and Urban Co-operative Banks By-laws Committee (Government of Maharashtra) maintaining the scope of Co-operative Department.

Honouring the academic attitude in the field of co-operatives and banking, he was identified by Kopargaon People's Co-operative Bank Ltd., Kopargaon, Parivartan Urban Co-operative Bank Ltd., Mumbai, Sangli Co-operative Bank Ltd., Mumbai, Akola District Central Co-operative Bank Ltd., Akola. He had got the opportunity to work as an expert director on these institutions. Also CKP Co-operative Bank Ltd. He has also contributed as a member of the Administrative Board appointed by the Government of Maharashtra for Mumbai.

He has prepared the project report for Parivartan Urban Co-operative Bank Ltd., Mumbai, Laxmi Kripa Urban Co-operative Bank Ltd., Pune, Gadchiroli Urban Co-operative Bank Ltd., Gadchiroli, Sahyadri Urban Co-operative Bank Ltd., Ratnagiri, Sindhudurg Urban Co-operative Bank Ltd., Sindhudurg, Malad Urban Co-operative Bank Ltd., Mumbai.

He has been appointed as a mentor for the students of Ph. D. course run through the Banks’ Association, under his guidance till date 15 students have received Ph. D., it is indeed commendable. Sharda Shikshan Seva Samiti, Gavdevi, Mumbai is doing good educational work as the Secretary of organization. He is known throughout Maharashtra as a scholarly personality in the field of cooperatives.

ABOUT

Mr. Kishore Vinayak Rangnekar Expert Director-The Maharashtra State Co-Op. Banks Association Ltd., Mumbai

A teacher, banker, speaker, actor, poet, singer, writer and social activist, he is a towering multi-faceted personality. While studying, he started his career as a mathematics teacher in a private institution at the age of 18.

Established Vivekananda Classes in 1970 with other co-teachers at the age of 30 and has been managing it for over 50 years. Thousands of students have been successfully guided through this. Actively participated in many educational programs and discussions on television and other electronic media.

His contribution in the banking sector is remarkable. He has also held the position of Vice Chairman, Chairman of the world renowned Saraswat Co-op Bank and is currently working as a Director. Ex-Vice-Chairman of the Deccan Merchants Co-op. Bank, Ex-Chairman of Bombay Vidyarthi Sahakari Credit Society and Ex-Chairman of Brihanmumbai Urban Cooperative Banks’ Association and Member of the Managing Committee of the Association.

An honorary member of Mumbai Marathi Sahitya Sangh, Girgaon. He is the Managing Trustee of Sammelan Nidhi Trust of Akhil Bharatiya Marathi Sahitya Mahamandal. He has also held the post of Chairman of the Marathi Businessmen, Businessmen Friends Board which has 4000 members.

He was appointed as a member of Maharashtra Red Cross Society of Mumbai Division by the Hon. Governor. Motiben Dalvi Hospital, he was nominated as a Trustee by Saraswat Brahmin Samaj at, Mumbai. Was associated for some years as one of the Trustees of GSB Temple Trust. Associated with Saraswat-Brahmin Samaj, Girgaon, Saraswat-Chaitanya Trust, Mumbai.

Known throughout Maharashtra as a scholarly personality in the field of cooperatives.

ABOUT

Mr.Madhukar Baburao Avhad , B.Com.LL.M.CAIIB,GDCA,IIB-Diplomas CEO - MSCBA Ltd.

Experience:- Work Experience - Total Experience of 50 years – 1) 26 years with Nationalized Bank viz. Bank of India 2) 24 years in various Urban Co-operative banks –

Major Exposure – 28 years in Credit Department 04 years in Recovery Department – 8 years in foreign exchange deptt – 2 years in Internal Audit Deptt and 4 years as Branch Manager and 4 years as DGM Credit and Recovery. Responsible for handling Credit Risk Management Functions. To encompass various supportive, control and coordinating functions at different stages of credit from approval/sanction to pre-disbursement and to post-disbursement stages. Preparation of Corporate Proposals – working capital and term loans and Presentation in Board Meetings Completion of Mortgage Formalities and registration of charges with respective authorities. Preparation of various Banking Policies – Credit, Recovery, ALM, AML, Investments, Audit, HR, Risk Management, Staff Accountability, Safe Deposit Locker Policy, Customer Services Policy, Grievances Redressal Policy etc. Attending statutory audit reports, RBI audit reports, compliance and liasoning with RBI and State Govt. authorities – Registrars, Commissioner of Cooperative, NABARD etc. Submission of various RBI information, returns etc. Attended various trainings while working in Bank of India at Zonal Training Centre’s, RBI, NIBM and even at IIM – Ahemdabad. Joined MSCBA Ltd. w.e.f. 03.04.2023 as Chief Executive Officer- Increasing membership, coordinating for providing IT related services – CSOC, System Audit, IS audit, VAPT, Migration Audit etc., Cheque Book Printing, Virtual Training on Banking topics, Separate lectures for CEO club and IT Forum. Our Association is duly Approved Institution for conducting examination for new recruitment and internal promotional examinations.